Consumerism continues to be alive and kicking and Americans still like to shop.
However, many smart consumers make the most of incentive programs in order to save money or earn rewards on the purchases they make. Most people don’t benefit from all the methods to compound the advantages and savings when making essential purchases.
Here are some ideas how to get the most out of shopping without the pitfalls of purchasing too much.
Online Shopping but only using a Shopping List
Almost all of us have had some reason to shop online. The internet has produced a simple way to compare prices across multiple retailers or wholesalers of merchandise almost instantaneously. But the convenience of shopping from your home or work can lead to buying things that are unnecessary.
Making a list of the stuff you will purchase is of the same importance when shopping online as it is when purchasing in-store. Comparison shopping and “sleeping on it” for one night can be great methods to control online spending. If feels like you have to convince yourself to finish your transaction the very next day that probably means it is not advisable to buy the goods in the first place.
Advertisers and retailers take advantage of the natural tension and stimulation that is a result of looking for (hunting) and obtaining (gathering) goods. Letting some period of time pass before making the purchase has been found to let you measure the need of the purchase with a very clear mind.
…and FREE Shipping
One of the biggest savings whens hopping on the web is the ability to find retailers offering Free Shipping like Amazon. Auction sites have soared in popularity and have turned into a more trusted approach to looking for deals that may not be available at normal stores.
Buy in Bulk but only using a List
Buying Clubs and Warehouse shopping outlets like Costco and Sam’s Club are usually a smart way to save on items that you use daily and in greater quantities. Many shoppers have experienced leaving these places with a lot of great deals and bargains on daily products. The best way to shop at these kinds of stores is having a specific list of goods that you need – when you are in a slight rush so you can’t linger and place extra products in the cart impulsively.
Loyalty Memberships but without increasing Your Visits
Loyalty memberships work great since you are rewarded for shopping often. The downside to being rewarded for shopping is basically that you may unconsciously justify spending more on a single purchase or product or simply decide to visit the establishment more often. Thwart this possibility with a strict shopping routine and a specific budget.
Rebates, Codes and Coupons
Taking two minutes to complete and mail rebate forms can add up over time. There are also some very helpful sites that offer online coupons without all the junk. Good old fashion coupon clipping can add up too and save you a lot of cash and hassle when following your shopping list.
Discount Gift Cards
This is brand new way of saving on purchases. Gift card trading sites trade new or used unwanted gift cards for much less than their face value. Saving from 2 to 20% of the sticker price is a really great way to avoid wasting money and making your shopping dollars go farther. The downside is that you must purchase the cards in advance and wait for them to be mailed to you. One upside is the fact that this forces you to plan your shopping trip, and it can also allow you to stick within your budget
Discounted gift cards can almost always be combined with other offers and promotions too.
Cash Back Programs
If you qualify for a cash back Visa or MasterCard, only shop with those and pay the card off weekly. Generally, you have to have a good credit score and not everyone qualifies. If you can’t qualify for a cash back plastic card, there are more Cash Back loyalty programs available like Lyoness.
One of the most important things when shopping online is staying safe. Do not trust sites that ask you upfront about your personal information – any registration form that want your full name, address, home and cell phone number and your credit card number should be viewed suspiciously, unless you are 100 per cent sure it is a legitimate retailers website – Amazon, Walmart. Some shoppers prefer to take safety up a notch and they use VPN services when doing their shopping. If you are inclined to follow this path here is a sample airvpn coupon code.
Spending smart and compounding savings can truly add together over time. A little planning makes for a better shopping experience and can help keep you under the allotted budget.